PayPal CEO Dan Schulman on the war against cash

PayPal CEO Dan Schulman on the war against cash

The digital revolution is making transactions cheaper and easier for millions of people worldwide and will eventually push out traditional forms of payment, like cash, PayPal‘s Dan Schulman told CNBC on Wednesday.

“There are 2 billion people in the world that live outside the financial system, and the things that we take for granted — paying a bill, cashing a check, sending money to a loved one — are incredibly time-consuming for them,” the online payment-service president and CEO told “Squawk Box.”

“The promise of fintech is that you can make those transactions much quicker and much less expensive,” Schulman said.

Fintech, or financial technology, is a type of financial service like PayPal, bitcoin and Venmo, where transactions are digitized and, according to Schulman, cheaper, because they are not subject to fees that often come with cashing checks or transferring money in person.

“If you can do it all digital, you can do it much less expensively, and you don’t have to wait three days to get that money. You can do it instantaneously,” he said.

With fintech becoming an increasingly popular method of payment, the “middleman” that converts digital transactions into cash may eventually be obsolete, Schulman said.

“I think what we came to the realization of is that the war is really against cash and against waste,” Schulman said, speaking from the World Economic Forum in Davos, Switzerland. “There’s tremendous leakage in the system.”

The CEO said examples of “leakage” could be as simple as losing a benefit payment check in the mail or as detrimental as government corruption.

“If we can collaborate in a productive way, which we’ve all decided to do, we can probably take the best assets of traditional financial institutions, the best assets of emerging technologies — Fintech — and create better value propositions,” Schulman said.

In 2015, PayPal spun off from former parent eBay in a swift move to let the two companies narrow their focus and develop independently. EBay CEO Devin Wenig spoke to CNBC yesterday about central policy issues he’ll be watching for after Inauguration Day.

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Majestone Circuit Concept Son – “I AM WEAPON”

Majestone Circuit Concept Son – “I AM WEAPON”

Chris Dwaine Christensen.US

LYNXSTAR® Writer Software Applications Programming Company Owner, Author, Inventor, Copyright Owner, Patent Owner Chris Dwaine Christensen-Majestone-Weapon-Christ Michael-Zepitron 62-008100
Copyright© 2016 LYNXSTAR® Chris Dwaine Christensen®

LYNXSTAR® Writer Software Applications Programming Company Owner, Author, Inventor, Copyright Owner, Patent Owner Chris Dwaine Christensen-Majestone-Weapon-Christ Michael-Zepitron62-008100
Copyright© 2016 LYNXSTAR® Chris Dwaine Christensen®

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<Line Code Docket Snippet A099.1: URANTIANET://Enforce Active Evictions;
Eviction Notice Publicly Served On Urantia Earth Populace December 24th, 2016
NOTICE TO QUIT
NOTICE TO: Utah, United States & Urantia Earth Businesses & Residences such as those in the 210 South Rio Grande Building, etc., TENANT in possession and all others:
TAKE NOTICE THAT:
1. Pursuant to a written lease (the “Lease”) dated September 11, 2001, you are a tenant for the premises described as: 210 South Rio Grande Street Salt Lake City, Utah 84101, United States of America, the whole earth Urantia, etc., etc., (the “Premises”), of which you now hold possession.
2. Theft, Drug Trafficking, Sales of Stolen Merchandise, Illegal Arms Trades, Murder, Perjury, Mass Genocide, Extortion, Bribery, Treason, Embezzlement, Wire Fraud, Banking Fraud, etc., etc.
3. Due to the said illegal acts by you or your guests, the Landlord hereby elects to terminate this Lease.
4. You are given at least 7 Days notice to quit the Premises in compliance with the applicable laws for the State of Utah. Accordingly, the Tenant must vacate and surrender the Premises to the Landlord by 12 noon on December 31, 2016
THIS NOTICE TO QUIT IS GIVEN PURSUANT TO THE APPLICABLE LAWS OF THE STATE OF UTAH AND IN NO WAY IMPAIRS OR LIMITS ANY OF THE OTHER REMEDIES OR RIGHTS THAT THE LANDLORD MAY HAVE UNDER THE LEASE OR UNDER THE SAID LAWS.
Issued on: 24th day of December, 2016
__ Chris Dwaine Christensen _____________
Landlord’s Name: Chris Dwaine Christensen 406 E. 300 S. Unit 105 Salt Lake City, Utah 84111
Contact Address

PROOF OF SERVICE
I, the undersigned, AFFIRM AND DECLARE under penalty of perjury that:
1. I am at least 18 years of age.
2. I served a true copy of this Notice to Quit, on Utah, United States & Urantia Earth Businesses & Residences (the Tenant”) as follows:

[ ] On __December 24th, 2016_ I personally Published on UniversalPoliceForce.Com Web Site (handed) this Notice to Quit to Utah, United States & Urantia Earth Businesses & Residences, the Tenant.

Signature: Chris Dwaine Christensen ______

Print Name: Chris Dwaine Christensen___________

STATE OF UTAH

COUNTY OF Salt Lake ___________

The foregoing instrument was acknowledged before me this 24th day of December, 2016, by Chris Dwaine Christensen.

Majestone/Weapon/Christ Michael ________________
Notary Public

Residing at: 210 South Rio Grande Street Salt Lake City, Utah 84101 USA Urantia ______

My commission expires: N/A (2112~)_____ >

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<Line Code Docket Snippet A22.01.2: URANTIANET://LYNXSTAR® Writer® By Chris Dwaine Christensen Majestone Weapon Christ Michael, A Universal Computer Operations Control Language Program, Invention, Process, Formula, Creation And Pattern Creator Template Product And System Patented, Copyrighted, Owned And Operated By Chris Dwaine Christensen 62-008100 12-16-1962 Sunrise Hospital, Las Vegas, Nevada 6:18 AM Mountain Standard Time United States of America Urantia Earth Resources Manager And Planetary Owner>
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<Line Code Docket Snippet A23.01.2: URANTIANET://LYNXSTAR® Writer Software Applications Programming Company Owner, Author, Inventor, Copyright Owner and Patent Owner Chris Dwaine Christensen-Majestone-Weapon-Christ Michael-Zepitron Copyright© 2016 LYNXSTAR® Chris Dwaine Christensen®>
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Copyright© 2016 LYNXSTAR® Copyright© 2016 Chris Dwaine Christensen®
All Rights Reserved!!
Death Penalty Imposed to Any And All Violators!!

 

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